---
title: Which payment and routing number types are available in the United States?
description: "In the United States, the primary types of payment and routing numbers include: EFT (Electronic Funds Transfer): This refers to any payment made electronically from one bank account to another. EFTs a"
---

[Skip to content](https://help.wallex.asia/which-payment-and-routing-number-types-are-available-in-the-united-states#main-content)

English

Show submenu for translations

![Wallex by MDAQ Colour.png\]](https://help.wallex.asia/hs-fs/hubfs/Wallex%20by%20MDAQ%20Colour.png?height=50&name=Wallex%20by%20MDAQ%20Colour.png)

Open main navigation

Close main navigation

- English
  
  Show submenu for translations
- Go to Wallex

 Go to Wallex

 How can we help?

- There are no suggestions because the search field is empty.

1. [Help Page](https://help.wallex.asia/?hsLang=en)
2. [Global Payment](https://help.wallex.asia/global-payment?hsLang=en)
3. [Sending Money](https://help.wallex.asia/global-payment?hsLang=en#sending-money)

# Which payment and routing number types are available in the United States?

In the United States, the primary types of payment and routing numbers include:

- **EFT (Electronic Funds Transfer)**: This refers to any payment made electronically from one bank account to another. EFTs are commonly used for payroll deposits, vendor payments, and automatic bill payments.
- **ACH (Automated Clearing House)**: ACH routing numbers are nine-digit numbers unique to their respective financial institutions. They are typically used for recurring payments like salaries, mortgage payments, and utility bills. While ACH transactions are slower, they are generally less expensive compared to wire transfers.
- **ABA (American Bankers Association)**: This nine-digit code identifies specific financial institutions in the United States and is essential for processing checks and electronic transactions, including EFT and ACH. Each bank and its branches have unique ABA routing numbers.

With Wallex you can choose whether to route your money transfer via local & SWIFT channels with more efficient and 70% cheaper than banks.

- [Getting Started](https://help.wallex.asia/getting-started?hsLang=en#main-content)
  
  
  
  
  
    - [General Information](https://help.wallex.asia/getting-started?hsLang=en#general-information)
    - [Registration](https://help.wallex.asia/getting-started?hsLang=en#registration)
    - [Akun Wallex Indonesia (Bahasa)](https://help.wallex.asia/getting-started?hsLang=en#akun-wallex-indonesia-bahasa)
- [Account Management](https://help.wallex.asia/account-management?hsLang=en#main-content)
  
  
  
  
  
    - [Account Privacy](https://help.wallex.asia/account-management?hsLang=en#account-privacy)
    - [Account Setting](https://help.wallex.asia/account-management?hsLang=en#account-setting)
    - [Account Verification](https://help.wallex.asia/account-management?hsLang=en#account-verification)
    - [Introduction of Authenticator App (TOTP)](https://help.wallex.asia/account-management?hsLang=en#introduction-of-authenticator-app-totp)
- [Global Payment](https://help.wallex.asia/global-payment?hsLang=en#main-content)
  
  
  
  
  
    - [Guideline](https://help.wallex.asia/global-payment?hsLang=en#guideline)
    - [General Information](https://help.wallex.asia/global-payment?hsLang=en#general-information)
    - [Sending Money](https://help.wallex.asia/global-payment?hsLang=en#sending-money)
    - [Payment Issues](https://help.wallex.asia/global-payment?hsLang=en#payment-issues)
    - [Receiving Issue](https://help.wallex.asia/global-payment?hsLang=en#receiving-issue)
- [International Collection](https://help.wallex.asia/international-collection?hsLang=en#main-content)
  
  
  
  
  
    - [Closure of DBS Unnamed Virtual Accounts](https://help.wallex.asia/international-collection?hsLang=en#closure-of-dbs-unnamed-virtual-accounts)
    - [General Information](https://help.wallex.asia/international-collection?hsLang=en#general-information)
    - [Incoming Money](https://help.wallex.asia/international-collection?hsLang=en#incoming-money)
    - [Receiving Issue](https://help.wallex.asia/international-collection?hsLang=en#receiving-issue)
- [Multi-Currency Wallet](https://help.wallex.asia/multi-currency-wallet?hsLang=en#main-content)
  
  
  
  
  
    - [General Information](https://help.wallex.asia/multi-currency-wallet?hsLang=en#general-information)
- [FX Conversion](https://help.wallex.asia/fx-conversion?hsLang=en#main-content)
  
  
  
  
  
    - [General Information](https://help.wallex.asia/fx-conversion?hsLang=en#general-information)
- [Wallex API](https://help.wallex.asia/wallex-api?hsLang=en#main-content)
  
  
  
  
  
    - [General Information](https://help.wallex.asia/wallex-api?hsLang=en#general-information)
- [Others](https://help.wallex.asia/others?hsLang=en#main-content)
  
  
  
  
  
    - [Wallex Company Name Change](https://help.wallex.asia/others?hsLang=en#wallex-company-name-change)
    - [Referral](https://help.wallex.asia/others?hsLang=en#referral)
    - [Global Account](https://help.wallex.asia/others?hsLang=en#global-account)
    - [Wallex Malaysia](https://help.wallex.asia/others?hsLang=en#wallex-malaysia)

Wallex is a payments solution by M-DAQ Global Pte. Ltd., a leading fintech group driving seamless cross-border transactions through a comprehensive suite of payments and foreign exchange (FX) solutions. For more information, visit wallex.asia or email us at contactus@m-daq.com.

<https://sg.linkedin.com/company/wallex> <https://www.instagram.com/wallex.global/> <https://www.facebook.com/wallex.global/>

Copyright © 2026, M-DAQ Payment Solutions Pte. Ltd